During these VERY TOUGH real estate and mortgage times - what's the only PROVEN WAY that will genuinely help you to sell more real estate?
The answer is: You must find a way to tap into YOUR pool of damaged credit buyers & renters with bad credit (that respond to your current advertising & marketing) so YOU CAN HELP THEM fix their credit and rebuild their credit reports. If you can help them to legitimately fix their credit - then YOU can sell them a house in 30 days to 6 months from now - right? Since most Realtors know very little about GENUINE credit repair, let a fellow Realtor share with you what it "really takes" to fix credit legitimately...
As a top Denver Realtor and owner of Mortgage Specialists, I've personally closed nearly $100 million in real estate and mortgage business since 1998, since earning my Bachelor of Science at The Ohio State University and my MBA. My professional mortgage experience helped me become a true Credit Repair expert, and I've helped thousands of people nationwide to repair their credit to get mortgage financing. You can read much more detailed information on my Credit Repair System here, but let's cover the basics so you can fully understand how you can SELL 5-8 MORE HOMES this year - as statistics show that 26.7% of all buyers have credit report issues STOPPING them from buying. The 3 primary reasons buyers have credit below 620 is because they:
- Don't pay their bills
- Had a period of time they (or their spouse) was unemployed or had a medical situation
- Don't know how to positively "manipulate" their Equifax, Experian and TransUnion scores
The people who don't pay their bills will always be a big waste of your time, as they rarely will take enough responsibility to stop renting and work to repair their credit. The other two categories we can help! As a matter of fact, YOUR current advertising & marketing is probably generating 2-10 of these people a month - because they're usually eager to buy. Yet unfortunately, they've just never had anyone guarantee that they could help them fix their credit once and for all...so that they could actually buy a house and stop renting forever. Now you can help them...
Let me give you a quick idea on how I can help you, as I just helped the Harris's in Houston Texas, as they had been declined by 4 other lenders until I got the phone call. They had a 658 mid-fico (a good score) when I started with them February 8, but their credit score and debt-to-income ratio was too high to qualify for the $280,000 home they wanted. I had them strategically liquidate a 401(k) and pay down (not off!) 5 of their high balance credit cards to my ‘magical formula' percentage instead, plus pay an old outstanding $198 medical collection that was about a year old. Now, they have a 699 mid-fico when I just re-pulled their credit reports on March 31. Coincidentally, their monthly minimum credit card payments DROPPED significantly too - and NOW the Harris's DO QUALIFY for a 30-Year Fixed rate conventional loan at 5.875% at my company. This is what I do for a living...and why I do so much mortgage business (and real estate business in Denver.)
You see, I can look at anyone's Tri-Merged Credit Reports and in 2 minutes tell you how many points I can INCREASE their scores by doing pro-active credit repair - and I can give you an accurate estimation on how many months (or years) it will take them to qualify for a good FHA or other loan. I'm so confident about my credit repair abilities that I'm the only guaranteed Credit Repair Program in the USA that pays your buyers DOUBLE their money back if I can't help them improve their credit scores by 25-100+ points AND get them a good mortgage loan. I DON'T DO the stupid credit repair scams that dispute "real collections and charge-off's" ...as that never fixes anything! I genuinely show buyers how the can legitimately "manipulate" their credit reports by paying down credit cards to below 49.9%, adding car loans to get new credit established after 6 months, getting 2 secured credit cards and other ‘secret' stuff that genuinely works - but takes time!
Typically, I can help many people become buyers in 3, 6 or 9 months of doing REAL credit repair. And since 26.7% of all potential buyers in the United States need credit repair help - you might as well work with a partner who genuinely wants to help YOU to sell them a house and earn your real estate commissions.
With my personal PROVEN Credit Repair Strategy and Credit Score Improvement System - and my 9 year track record of high success - I'll genuinely help or your agents sell more houses. My services cost you nothing...because I'm a Realtor who cares about other Realtors. I own Colorado Homes and Mortgage Specialists in Denver, Colorado - and offer my credit repair services for a limited amount of clients per month at around $695 for a one-time fee. We don't bill any credit repair services monthly...just a flat fee. You and your clients are given a written Credit Analysis once I pull their credit and determine "what" it will take and how long it will take me to help them achieve a home loan.
So, if you're interested in selling MORE homes during these tough real estate and mortgage times - then email me or read more about Credit Repair Help here. Let's sell some more houses!
Jeff Boyce
Colorado Homes and Mortgage Specialists
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